Products measured against the national average interest rate for each product. Rates The Rates rating represents an aggregate of interest rates for specific bank When a component rating is unavailable, the overall rating is calculated as anĪverage of the remaining available ratings. How We Rated It SmartAsset's Overall Rating Locating a checking account with no monthly fee, in addition to a savings account with a high APY at the same institution is your best option for getting the most income from your deposits alongside convenient access to your funds. The bank's standard checking product carries a $6.00 monthly fee, which places it at the higher end of monthly fees. has a fair savings rate other popular banks have higher rates. has the complete selection of banking products, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. proves it is a bank with better alternatives.Ĭentral Bank & Trust Co. With an average 3.8 stars out of 5, Central Bank & Trust Co. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile offerings. Central Bank & Trust Co., whose headquarters are in Lexington, Kentucky, lacks premium access to customer service, with no options for live chat or all-day service. has $2 billion in assets along with deposits totaling $2 billion, making it a large bank. Started in 1938, Central Bank & Trust Co.

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